About moneyMe

moneyMe capitalizes the mobile commerce concept which amazingly creates a novel way of monetary transaction free from the constraint of physical and geographical limitations. Monetary value can be saved in moneyMe where a new dimension of currency exchange, transaction and remittance are tangible with moneyMe services which are bound to replace primitive materials such as the physical wallet, physical currency, invoice, paper document and hard copies of transactions.

moneyMe services are “wallet in mobile phones” reality which provides a reliable, accessible and easy way for consumers to do international remittance to Indonesia and deliver monetary value from one user to another user regardless of the subscribed telecommunication service providers.

Leaving home without wallet will no longer be a problem, as long as you have your mobile phone with you. Activate moneyMe services, and you get to enjoy a new dimension of monetary transactions. It is reliable and safe. It is convenient for you to send remittance to overseas, and deliver monetary value at the tip of your finger.

Activate and use moneyMe today for it offers you:

Low transaction cost Cheaper and easier way to transmit money locally and abroad regardless of the subscribed telecommunication service providers. Real time updates on all transactions and transaction history online.

All Malaysia mobile phone users will be able to access and utilize moneyMe.

* Kindly note that all successful transactions are subjected to telecommunication’s premium sms charges of RM0.30 except for fee by moneyMe which will be deducted from subscribers moneyMe account.

Subscribers are required to perform registration via SMS before they could access moneyMe services. Subscribers are required to register only once.

Subscribers can also deregister themselves from the system.

Registration is open to all mobile users who are Maxis, Digi or Celcom subscribers. No charges will be imposed for registering for moneyMe.

By registering and using moneyMe, subscribers hereby agrees to be bound by the Terms & Conditions and Trust Agreement. Please click here to view Bank Negara Malaysia's (BNM) approved Remmittance Service Providers.

To begin using moneyMe, subscribers will need to credit money into moneyMe account. Com2U will convert subscribers’ cash into electronic cash. Subscribers can now load money into their mobile phones at over 10,000 cash-in points via e-pay. Currently the first phase of the e-pay terminal integration with moneyMe service has been completed enabling over 5,000 e-pay cash-in points in book stores, photo shops, mini markets, restaurants, pharmacies and so on. Also available in additional e-pay outlets via branded stores and petrol stations by end of 2008.

click here to view e-pay outlets.

Fees
A fee of RM0.80 will be charged for every transaction. Upon successful cash in, moneyMe would pre-calculate the nett amount to be received by the subscriber. The nett amount is equivalent to the “cash in amount” minus the “merchant fee”. For example, if RM100.00 is cashed in, RM99.20 will be credited into subscribers’ moneyMe account.

Cash In Value

For e-pay’s merchants, the cash in value is fixed at RM10, RM30, RM50, RM100, RM200, RM300 or RM500 per transaction. Subscriber can cash in from RM10 onwards but its account balance cannot exceed RM500.

How to do Cash-In?
e-pay's merchants will execute transactional cash-in for the subscribers. moneyMe subscribers are only required to provide their handphone numbers and the value of money to the merchants. Upon successful cash-in by merchants, subscribers will receive a receipt and the following SMS message:

moneyMe subscribers can now send money to Indonesia within seconds and without going through banks. This is done by forwarding the amount using SMS. The receiver can cash out stored value at POS Offices in Indonesia nationwide with "WESEL POS ONLINE" service.

This system which is considered a breakthrough in mobile commerce will significantly assist the flow of funds from migrant workers back to their families especially micro fund transfers in under-banked areas.

Please click here to view the location of post offices that has Wesel Pos Online/INSTAN.

Fees
This service allows users to transfer up to RM500.00 per transaction at no charge to recipients. However, a maximum amount of RM50,000.00 is allowed daily per subscriber. Transaction fees for the remittance ranging from as low as RM10 to as high as RM30 will be charged for each transaction based on the amount sent. The rate for the transactional remittance are as given below:

Please click here to view Bank Negara Malaysia's (BNM) approved Remittance Service Providers.

moneyMe subscribers can send and receive money transactions from person to person and from any operator to any operator. Subscribers can send up to RM500.00 per transaction and unlimited amount daily.

A minimum processing fee of RM0.50 and premium fee of RM0.30 will be charged for every transaction.

Just by using a low cost handset, subscribers can do transaction simply and conveniently anytime and anywhere.

*Kindly note that sender and receiver must pre register with moneyMe in order to enjoy the above mentioned feature.

• Check Balance
• Change Pin
• Block moneyMe Service
• Suspend moneyMe Service
• Activate moneyMe Service
  
  
  

Transaction Com2U Fees (RM) Merchant Fees (RM) Registration - - Creating Profile - - Checking Balance - - Changing PIN number - - Block Wallet - - Suspend Wallet - - Activate Wallet - - Money Transfer 0.50 - Cash In - 0.80 Cash Out - 1.30 Deregistration - -

Remit Amount (RM) FIXED Total Fees (RM) 100 9 200 13 300 13 400 15 500 16